Attorneys Protecting Groups Of Policyholders Against Unethical Insurance Companies
At Cohelan Khoury & Singer, we understand how infuriating it can be when insurance companies fail to pay the benefits they owe under the insurance policy. Some insurers do this regularly. When that happens, insurance class action lawsuits can procure compensation for the entire group of affected policyholders. Insurance companies also try to get away with nonpayment of claims or offering ridiculously small claims payments more often than you’d think.
You can fight this kind of unfair conduct with our help. Don’t let your insurance company goad you into accepting unacceptable terms. An attorney from our firm will be able to answer your questions and explain your rights under California law. Based in San Diego, our firm serves clients statewide, and our team of attorneys has more than 200 years of combined legal experience.
Common Allegations Made Against Insurers In Class Action Lawsuits
Our attorneys regularly represent policyholders – both individuals and groups – who feel that they have been treated unfairly or unlawfully by their insurers, alleging actions like:
- Unfairly denied claims: Insurance companies may be accused of wrongfully denying valid claims, leaving you without the coverage you were promised.
- Unreasonably delayed payments: Sometimes, insurers delay payments beyond a reasonable time frame, causing financial strain and stress.
- Underpayment of claims: You might find that the insurance payout is much less than what is needed to cover your losses.
- Improper policy cancellation: Some insurance companies unfairly cancel policies, often without proper notice or justification. In certain cases, this is a thinly veiled ploy to avoid paying a claim.
- Misrepresentation of policy terms: Insurers may try to mislead you about what is covered under your policy, resulting in unexpected out-of-pocket expenses.
- Unfair premium increases: Unexpected or unjustified hikes in insurance premiums can cause many people to suddenly lose coverage because they can no longer afford it.
- Failure to investigate claims properly: Insurers are required to thoroughly investigate claims. Too often, denials are based on only cursory investigations.
Many of the actions above are what’s known as “bad faith” practices, wherein insurance companies violate the spirit of their agreement with policyholders – even if they find ways to make it look like they are abiding by the written policy.
Count On Trusted, Fearless Legal Representation
If you’re wondering if you have a case or how to join an insurance class action lawsuit, you need to consult with a class action attorney familiar with the laws and insurance company practices. A lawyer from our firm will be able to clarify any issues you may have with this process. Class action law firms like ours are well-versed in navigating the legal minefield of litigating insurance class actions, and we will advocate for clients looking to fight against unethical and illegal practices.
Contact Us To Schedule Your Free Consultation
Based in San Diego, Cohelan Khoury & Singer serves clients across California. As a consumer rights law firm, we only represent policyholders – never insurers. To tell us your story and learn how our attorneys can help, contact us to schedule a free initial consultation. You can reach out online or call 888-652-2201.